Financial Empowerment for Filipinos

Access loans, scholarships, and financial products designed to support your goals and dreams.

Financial Services

🏦

Loans & Credit

Personal loans, business loans, and credit solutions for every need.

🎓

Scholarships

Educational grants and scholarships to fund your studies.

💳

Credit Cards

Compare and apply for credit cards with exclusive benefits.

💰 Loans & Credit Solutions

Loan Calculator

Estimated Monthly Payment: ₱2,350

👤

Personal Loan

BPI Bank

Get quick cash for personal needs with flexible payment terms and competitive rates.

Loan Amount: ₱20,000 - ₱2,000,000
Interest Rate: 12.5% - 18% per annum
Term: 12 - 60 months
Processing Time: 3-5 business days
No Collateral Quick Approval Online Application
🏢

SME Business Loan

Metrobank

Grow your business with working capital and expansion loans tailored for SMEs.

Loan Amount: ₱100,000 - ₱10,000,000
Interest Rate: 8% - 15% per annum
Term: 12 - 84 months
Processing Time: 7-14 business days
Business Use Competitive Rates Flexible Terms
📚

Educational Loan

Security Bank

Finance your education or your child's studies with low-interest educational loans.

Loan Amount: ₱50,000 - ₱5,000,000
Interest Rate: 6% - 12% per annum
Term: Up to 10 years
Grace Period: Up to 2 years
Education Only Grace Period Low Rates
🏠

Home Loan

Banco de Oro (BDO)

Make your dream home a reality with flexible housing loan options and competitive rates.

Loan Amount: ₱500,000 - ₱50,000,000
Interest Rate: 7.5% - 12% per annum
Term: Up to 30 years
Down Payment: 10% - 20%
Long Term Property Security Fixed/Variable

🎓 Scholarships & Educational Grants

Find Your Perfect Scholarship

🔬

DOST Scholarship

Department of Science and Technology

Full scholarship for science and technology courses in state universities and colleges.

Coverage: Full tuition + allowance
Courses: STEM programs
Service: Equal to scholarship period
Deadline: November 30, 2025
Government Full Coverage STEM Only
🎓

CHED Scholarship

Commission on Higher Education

Merit-based scholarship for outstanding students in priority degree programs.

Coverage: Tuition + stipend
Courses: Priority programs
GWA Requirement: 90% or higher
Deadline: September 15, 2025
Merit-based Priority Programs Academic Excellence
🏬

SM Foundation Scholarship

SM Foundation

Private scholarship program for deserving students with financial need.

Coverage: ₱40,000 per semester
Courses: All undergraduate
Requirements: GWA 85% minimum
Deadline: October 31, 2025
Private Need-based All Courses
🌍

Fulbright Scholarship

US Embassy Philippines

Graduate study opportunities in the United States for Filipino students and professionals.

Coverage: Full funding + living allowance
Level: Master's/PhD
Duration: 1-2 years
Deadline: August 15, 2025
International Full Funding Graduate

💳 Credit Cards & Payment Solutions

Compare Credit Cards

💳

BPI Blue Mastercard

Bank of the Philippine Islands

Earn cashback on all purchases with this no-annual fee credit card.

Annual Fee: ₱0 (waived forever)
Cashback: Up to 5% on selected merchants
Min Income: ₱180,000 annually
Credit Limit: Up to ₱500,000
No Annual Fee Cashback Online Shopping
🎁

Citi Rewards Card

Citibank Philippines

Earn reward points on every purchase and redeem for merchandise, travel, and more.

Annual Fee: ₱2,500 (waived 1st year)
Rewards: 1 point per ₱30 spent
Min Income: ₱360,000 annually
Welcome Bonus: 5,000 bonus points
Rewards Points Welcome Bonus Dining
✈️

RCBC Bankard Gold

RCBC Bankard

Premium travel rewards card with airline miles and luxury perks.

Annual Fee: ₱3,500
Miles: 1 mile per ₱25 spent
Min Income: ₱600,000 annually
Airport Lounge: 4 free visits per year
Travel Miles Airport Lounge Premium
🎓

Metrobank Student Visa

Metropolitan Bank

Designed specifically for college students to build credit history early.

Annual Fee: ₱1,200 (waived 1st year)
Credit Limit: ₱10,000 - ₱50,000
Requirement: Enrolled student
Benefits: Student discounts
Student Card Low Limit Discounts

💡 Financial Tips & Resources

📊

Credit Score Guide

Learn how to build and maintain a good credit score in the Philippines.

💰

Budgeting Basics

Essential budgeting tips for managing your finances effectively.

🏦

Banking Services

Compare savings accounts, time deposits, and other banking products.

Partner Financial Institutions

BPI

Bank of the Philippine Islands

BDO

Banco de Oro

GO

GoTyme

SEC

Security Bank

CTI

Citibank

RCB

RCBC